Gemstones:

Avoid direct contact with water (salt or fresh), excessive perspiration, and chemicals such as chlorine, perfumes, detergents, and lotions. They should simply be wiped gently with a moist cloth.

General tips for gold vermeil and gold filled jewelry:

Store your jewelry separately so it doesn’t scratch other jewelry.
The best way to store in a dry airtight container,
Always last on, first off – Jewelry should only be put on after washing and applying any makeup, hair spray, gels, lotions or perfume.
Try to protect any jewelry from harsh chemicals, extreme temperatures and sunlight.
Avoid wearing any jewelry when swimming. The chlorine and sea salt can cause damage to various gemstones and metals.